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House Decorating Contest 2021

Enter the 2021 House decorating contest.

Cash prizes of $150 1st place, $100 for 2nd place,$75 for 3rd place, and $50 for 4th place.

Prizes to be awarded Dec. 19, 2021 after the parade at Wesley Jones Park.

To enter just send your name, address of the decorated house, telephone number so we can contact you to let you know you won, and an email.

Please send this information to CSCA, 1570 W. Citrus Springs Blvd, Citrus Springs, FL 34434 or email to

Citrus Springs Civic Association Presents: Lock, Stock & Barrel

Lock, Stock, & Barrel featured vocal artists Richie Merritt, Stan Prinston, and Charlie De. This group will have you wishing for more.  Every song will bring a memory or two to each listener.  Audiences cannot help but sing along with every song. Remember when “Cara Mia” first came out, or maybe “Crazy” by Patsy Client, and who doesn’t remember, “Ruby Baby” by Dion and The Bemont’s …. Now just so you know their song don’t stop there, how about “Papa Was a Rollin Stone”, or “Stairway to Heaven”.  Hey, this is just a small sampling.  These are just the tip of the iceberg on what they have in store for you the listener.

Lock, Stock & Barrel has a repertoire like no other group because of the versatility of these professional entertainers.  And they are the “real deal” not the Want-A-Bee’s/  these singers are original artists.  You know, I am sure you have seen ads for “The Eagles” and then in small print “A Tribute Band”.  Well, we promise you Rickie Merritt from the Marcels will sing “Blue Moon”, and Stan Prinston from the Flamingos will sing “I Only Have Eyes for You”, and Charlie De, who has played keyboard along with singing a few songs.  This is music that will have you asking for more because you just love hearing and singing along with the artists.

So… Go…. Now….. either call 352-897-5009 or drop by the office at 1570 W. Citrus Springs Blvd, Citrus Springs (the Citrus Springs Community Center). To reserve or purchase a ticket or two.  The cost is $10 per person for Citrus Springs Civic Association members or $15/ person for non-members.  

Come find out for yourself why Lock, Stock & Barrel concerts always sell out.

Location, Location, Location

Real Estate Roundup 2
By, Mike Cooper

Real Estate is all about Location
What are the three most important factors affecting the value of real estate? As everyone knows they are location, location and location. But what is it about the location that makes it so important? We are going to explore that in this month’s article by looking at the factors affecting the value of properties here in various locations in Citrus Springs. We begin by recognizing that every piece of real property is unique, no two are exactly the same. This is recognized in the common law of England and this country which gets much of its law, especially property law from old English laws and customs.
While it is theoretically possible to build an exact replica of a home inside and out, and all accessory structures right down to the color scheme. This is extremely rare and there are always slight variations in the land, its topography, its vegetative cover, the view of and from the property, the proximity, condition of and impact of the subject property and other nearby properties and myriad other factors which can impact the desirability of a home, sometimes in subtle ways, but which in combination can make one quite similar home more or less appealing and therefore worth more or less than another. These factors need to be considered in determining the fair market value of each property, and can be an element of what is generally called “curb appeal” and relate to the immediate proximity of the subject property.
Location also relates to what Continent you are on. North America and Europe generally have higher incomes and more demand for single family homes and so higher values. The Country one is in also makes a difference. Incomes and demand and therefore prices are higher in the United States than in Mexico for example. One’s State also makes a big difference. The median home price in the West is $378,100, in the Northeast $296,300, in the South $231,300 and in the Midwest $213,000.
One’s County may also be a significant factor. Prices of comparable homes in Citrus County are significantly cheaper than in Hillsborough, and most counties in South Florida. The City, Town, Village, Community or Subdivision one is in also has a huge impact on the price of comparable properties. A comparable home in the Black Diamond gated community will generally sell for more than one in most parts of Beverly Hills, Homosassa, and Citrus Springs. Though in some parts of these communities those differences are diminishing as these communities continue to recover from the impacts of the housing market crash and the number of distressed, abandoned and unkempt properties are drastically reduced. Which brings us to the location factors which have the most immediate impact on the value of our homes here in Citrus Springs.
I mentioned above some of the what I call “curb appeal” factors which can affect the buyer’s initial impression of the property and its desirability. While some of these may have a minor impact on value in and of themselves, it is a fact that many prospective buyers will drive by a home they identify online to check out the home’s curb appeal. They will also evaluate the condition, size, tidiness and overall appearance of other homes in the neighborhood. If the subject home is in poor condition or the homes in the neighborhood are not kept up, they are unlikely to purchase in that neighborhood. Fewer buyers willing to buy, translates directly into lower prices.
Next month we’ll look at specific things which impact sales values in separate areas of our community.

Real Estate Roundup

Real Estate Roundup

By, Mike Cooper


What’s up with this real estate market?
The short answer is: what’s up is the value of your home here in Citrus Springs. This article will discuss the facts of what is happening to the value of our homes, which is for most of us our most valuable single asset, and why it is happening. There has been an endless stream of hype about how hot the real estate market is, how homes are being sold within hours of coming on the market with multiple offers above the asking price. While this has happened in exceptional cases with unique properties such as those with open water frontage, in most cases even the exceptional properties must be priced at or, in some cases, below market value to generate that kind of interest from buyers. In most cases of quick sales with multiple bidders, the perception is that the property is offered at a bargain price. In fact, the average time it now takes from listing the property for sale to the signing of the sales contract is approximately 45 days and from listing to closing is 85 days. This is way down from 140 days on average in 2012, the start of the real estate turnaround, but for most homes, the sale does not happen overnight and on average for about 95% of the asking price.
This is deemed to be a seller’s market based on the lower number of homes on the market compared with this time last year. The general rule of thumb is that a neutral market, that is one which is neither a seller’s nor a buyer’s market, is one where the number of homes on the market is sufficient to provide a six months supply. In other words, it would take six months to sell the number of homes listed for sale. Citrus County, based on the most recent statistics as set forth in an excellent article by Michael D. Bates in the Home Front section of the Chronicle of June 4, 2017, is at a historically low homes-for-sale inventory with only a 4.2 months supply. New listings in April were down 9.1% from one year ago and a total number of listings is down 13.5%. This reduced inventory is the supply side of the immutable law of supply and demand. It applies with equal strength in Citrus Springs.
The demand side of the equation has increased due to continued immigration. More and more folks are finding out what a true paradise we have here on the nature coast and are moving here in droves to share in it. In addition, continued historically low-interest rates have allowed many more families to qualify for home financing. Baby boomers have in huge numbers reached that magic age where shoveling snow and ice has ceased to be an attractive way to spend a day outside in a biting cold gale. Continued relaxation of some of the most strict finance requirements is also making home ownership viable for more people with less than perfect credit. Despite the reduced number of homes for sale down 13.5% from April last year, the number of home sales continues to increase, up 3%.
The end result of reduced supply and growing demand is that the median sales price in Citrus County has risen to $138,825, which means that half of all homes sold for less and half sold for more. This translates to an average increase in value of 5.2%. A tidy increase in equity of $7,800 for the owner of a $150,000 home.
Real estate markets tend to be very localized in nature. What is true for properties in Citrus Hills may not be applicable to properties in Citrus Springs. And what may be the case in one section of Citrus Springs may not apply to another. Citrus Springs is a very diverse community with homes for sale for more than $600,000 and homes for sale for $60,000. Next month I will explore how all of these market factors have specifically impacted the values in the various neighborhoods within our community, including the impact of the new home building boom with over 70 new home permits in Citrus Springs already in 2017. In future articles, I hope to explore how the fair market value of property is established; what improvements actually increase your home’s value more than the cost of the improvement; how to maximize the sale price of your home when you are ready to sell.

Michael Cooper is a licensed realtor with Century 21 JW Morton Real Estate, Inc. He practiced real estate and municipal law in Maine for over 35 years, including owning and operating a title services company for 25 years, retiring in 2011 he resettled in Citrus Springs where he has been active in the community as Chair of the Future of Citrus Springs Committee in 2015 and as President of the Citrus Springs Civic Association since 2016.